Privacy Policy for Spektrm Tech Ltd

Last updated December 01, 2024

Privacy Notice

This Privacy Notice for Spektrm Tech Ltd ("we," "us," or "our") describes how and why we might access, collect, store, use, and/or share ("process") your personal information when you use our services ("Services"), including when you:

  • Visit our website at spektrm.xyz, or any website of ours that links to this Privacy Notice

  • Download and use our mobile application (Spektrm), or any other application of ours that links to this Privacy Notice

  • Use Spektrm to take control of your wealth. Spektrm consolidates your assets into a single, intuitive dashboard. Features include comprehensive asset tracking across public markets, private investments, real estate, gold, or crypto. Metrics like “Portfolio Score”, and others are included to provide deeper insights into your portfolio. Additional features include but are not limited to portfolio benchmarking, a "Future Vision" functionality to project the future growth of your wealth real-time insights that allow you to make informed financial decisions using varioustools. If you engage with us in any other related ways, including sales, marketing, or events, this Privacy Notice also applies.

Questions or concerns? Reading this Privacy Notice will help you understand your privacy rights and choices. If you do not agree with our policies and practices, please do not use our Services. If you still have any questions or concerns, please contact us at admin@spektrm.xyz

1. What Information Do We Collect?

Personal Information You Disclose to Us

In Short: We collect personal information that you provide to us.

We collect personal information that you voluntarily provide to us when you register on the Services, express an interest in obtaining information about us or our products and Services, or otherwise contact us. The personal information we collect depends on your interactions with us and the Services, and may include:

  • Names

  • Phone numbers

  • Email addresses

  • Passwords

Sensitive Information: When necessary and with your consent, we may process:

  • Financial data

  • Biometric data

Application Data

If you use our application(s), we may also collect the following information if you provide access or permission:

  • Mobile Device Data: Information about your mobile device, operating system, browser type, and other configuration details.

  • Push Notifications: Notifications related to your account or features of the application. You may opt out in your device settings.

Information Automatically Collected

Some information is collected automatically, such as:

  • Log and Usage Data: Includes IP addresses, device characteristics, and usage patterns.

  • Device Data: Information about the type of device you use, such as your mobile carrier, system settings, and application identifiers.

2. How Do We Process Your Information?

In Short: We process your information to provide, improve, and administer our Services and comply with legal obligations.

We process your personal information for various reasons, such as:

  • Facilitating account creation and authentication

  • Sending administrative or marketing communications

  • Evaluating and improving our Services

  • Complying with legal obligations

3. When and With Whom Do We Share Your Personal Information?

In Short: We may share information in specific situations with the following categories of third parties:

  • Communication & Collaboration Tools

  • Data Analytics Services

  • Sales & Marketing Tools

Business Transfers: In the event of a merger or acquisition, your information may be shared or transferred.

Business Partners: We may share your information with partners to offer specific services or promotions.

4. Do We Use Cookies and Other Tracking Technologies?

In Short: We may use cookies and similar tracking technologies.

Cookies and technologies like web beacons and pixels help us maintain the security of our Services, track analytics, and personalize advertisements. For details on managing cookies, see our Cookie Notice.

5. Do We Offer Artificial Intelligence-Based Products?

In Short: Yes, we provide tools powered by AI, such as:

  • AI insights

  • Image analysis

  • AI predictive analytics

  • Natural language processing

  • Text analysis

Your personal information may be processed to enable these features.

6. How Long Do We Keep Your Information?

In Short: We keep your information only as long as necessary.

Personal data is stored for as long as it is required to fulfill the purposes outlined in this Privacy Notice or comply with legal obligations. Once no longer needed, data is securely deleted or anonymised.

7. How Do We Keep Your Information Safe?

In Short: We implement technical and organisational security measures.

While we strive to protect your personal data, no electronic transmission is 100% secure. You should access the Services in a secure environment.

8. Do We Collect Information From Minors?

In Short: We do not knowingly collect data from or market to children under 18.

If we learn that we have collected data from individuals under 18 without parental consent, we will take steps to delete it. Please contact admin@spektrm.xyz if you become aware of such data.

9. What Are Your Privacy Rights?

In Short: You may review, change, or terminate your account at any time.

You can:

  • Withdraw consent where processing is based on consent

  • Opt out of marketing communications

  • Review, update, or delete your data by contacting us at admin@spektrm.xyz

10. Controls for Do-Not-Track Features

In Short: We currently do not respond to DNT signals.

If a standard for online tracking is adopted in the future, we will update this notice.

11. Do We Make Updates to This Notice?

In Short: Yes, as necessary to comply with relevant laws.

We may update this Privacy Notice from time to time. Updates will be posted on our website, and material changes may be communicated directly to you.

12. How Can You Contact Us About This Notice?

If you have questions or comments about this notice, contact us at:

Spektrm Tech Ltd
71-75 Shelton Street, Covent Garden
London, London WC2H 9JQ
United Kingdom
Email: admin@spektrm.xyz

13. How Can You Review, Update, or Delete the Data We Collect From You?

Based on applicable laws, you may request access to or deletion of your personal data. To submit a request, contact us at admin@spektrm.xyz.